Think you are playing way to much for motorcycle insurance in Sioux Falls? Thinks again. According to a report from, Yankton motorcycle drivers pay the most.

The website, which is a consumer-centric research firm in New York, published reports in June comparing average annual motorcycle insurance rates in South Dakota.  South Dakota's average annual rate is $387 but the place with the most expensive premiums is Yankton, where quotes were 11.2% higher than the state average.

Rank     City                      Average rate                           % vs state average

1           Yankton                   $430                                      11.2%

2           Philip                       $422                                        9.2%

3           Pine Ridge              $422                                        9.2%

4          Groton                      $411                                        6.1%

5          Sturgis                     $411                                        6.1%

As for the cheapest, well 12 cities are tied with the lowest annual rate of $372 and those towns are:

  • Huron
  • Webster
  • Sisseton
  • Pierre
  • Redfield
  • Spearfish
  • Mobridge
  • Miller
  • Madison
  • Brookings
  • Belle Fouche
  • Aberdeen

So where does Sioux Falls rank on the list? Well at #25 with the annual average rate of $395.

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