Congratulations, Sioux Falls! You Have Excellent Credit.
Congratulations, Sioux Falls! According to the credit reporting agency, Experian, Sioux Falls has one of the highest average consumer credit scores.
According to Experian, its annual State of the Credit report assessed nationwide data to determine the cities whose residents have the highest, lowest and most improved average credit scores. The report found that midwesterners continue to earn the highest scores.
Here’s a list of the top 10 cities with the highest average consumer credit scores:
- Minneaplis, MN – 787
- Madison, WI – 786
- Wausau, WI – 785
- Sioux Falls, SD – 784
- Cedar Rapids, IA – 783
- San Francisco, CA – 783
- Green Bay, WI – 781
- La Crosse, WI – 779
- Boston, MA – 778
- Duluth, MN – 777
According to Credit.com, these are the numbers to use to see if you have good or bad credit.
Do you know your credit score? When was the last time you pulled your credit report? Federal law allows you to get a free copy of your credit report every 12 months from each credit reporting company. This will ensure that the information on all of your credit reports is correct and up to date. There are three credit reporting agencies: Equifax, Experian and TransUnion.
To pull a free credit report, click www.annualcreditreport.com. Credit scores are not included with your free credit report and you’ll be given the option to buy it. It’s usually less than $10.